5.10. Transaction Filters

General information

Transaction filters in System are intended for rejection of certain transactions on various reasons. For example, there are filters to check fraud transactions, or to check if the issuer-bank or card number is included in the White List, etc.

The Transaction filters are managed on a Project-level of the System. To set filters for the Project navigate to Fraud protection filters in the Project menu.

The icon to the left from the filter name displays it’s status. To turn a filter ON/OFF click on this icon.

Filter’s details are available by clicking on the Configure button.

The number (or multiple numbers) in “Error codes” is called decline-code, or the code of transaction’s rejection reason. This code will be displayed on the Orders screen if the transaction will get the Filtered status.

Some filters have Scoring. Scoring allows more flexible approach in filtering system and fraud control. Each filter’s score can be set from 0 to 100. Transaction goes through different filters and each triggered filter adds it’s own score to transaction. If transaction reaches 100 score – it gets Filtered; if not – it passes through. Turned OFF filters have 0 score.

Filters are also available on Endpoint-level of the System. Filter settings on Endpoint-level override Project-level settings.

Some Filter parameters can be added only from the Order information screen.

Fraud protection filters

Rule name	Rule description
Technical filters	Technical filters compare two or more merchant requests to detect and prevent duplicate invoice payments. All filters in this category could be applied to requests in a short period of time since the moment of the transaction received by our system.
Referral filters	Referral checks allow to establish block and trust lists of both good and bad transaction attributes, affecting the risk score based on a known trend on many different customer attributes.
Velocity filters	Velocity checks allow merchants to set velocity thresholds on various customer attributes, controlling how often a customer can attempt transactions. These checks are intended to identify high-speed fraud attacks. Velocity Rules are calculated at the merchant account level. If a merchant has several merchant accounts under their company account, velocity counts do not aggregate across the entire company if not specified additionally. For example: A single credit card is used for 2 transactions in merchant account A and 3 transactions in Merchant Account B. The Velocity Rule counts 2 in Account A and 3 in Account B. An abandonment of the shopper after redirecting to a payment method or 3-D Secure is counted as an attempt and adds to the count for velocity rules as declined transaction. But not all of these abandoned attempts can be found in the payment list, it depends on the exact integration with PSP.
Consistency filters	Consistency checks compare two or more transaction attributes with each other.
Custom business validations	Additional validations and risk profiles defined by the manager.

Technical filters

Detecting and preventing duplicate requests

Merchant request with the same request parameters will be filtered out

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Checking interval in seconds	max interval in seconds to check duplicate request	Type: intDefault: 15

Error codes

#	Code	Name
10001	1007	Duplicate request

Detecting and preventing duplicate invoices

Merchant request with the same client order ID will be filtered out

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Checking interval in seconds	max interval in seconds to check duplicate invoices, set to 0 for infinity	Type: intDefault: 30
Skip unapproved transactions	Y – to skip sessions in Error, Failed, Limited or Rejected status status, N – otherwise	Type: StringDefault: Y
Skip error transactions	Y – to skip to skip sessions in Filtered, Declined or Cancelled status status, N – otherwise	Type: StringDefault: Y

Error codes

#	Code	Name
10048	1058	Duplicate invoice

Detecting and preventing accidental duplicate credit card number usage

Customer request for the current merchant with the same credit card number will be filtered out

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Checking interval in seconds	max interval in seconds to check duplicate credit card number usage, values more then 60 seconds are ignored	Type: intDefault: 30
Skip unapproved transactions	Y – to skip sessions in Filtered or Declined status, N – otherwise	Type: StringDefault: Y

Error codes

#	Code	Name
10087	1097	Duplicate credit card

Declined transactions

This check fires when the number of declined transactions associated with exact Credit Card number and Invoice number exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction, all transactions dates are truncated to minutes during window calculation. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 declines in 60 minutes, it fires on the 11th decline in 60 minutes. Counts transactions for Account verification, Sale, Preauth or Transfer transactions in the Filtered or Declined status. The limit is calculated for the current End point if parameter “for all merchant projects” set to N, or for all Merchant Projects if parameter set to Y

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Checking interval in minutes	time frame to calculate declines count in minutes, values more then 24 hours are ignored	Type: intDefault: 30
Maximum declines count	maximum number of declined or filtered transactions allowed	Type: intDefault: 2
For all Merchant projects	Y – to check transactions for all projects of the current Merchant, otherwise check transactions for current end point only	Type: StringDefault: N

Error codes

#	Code	Name
10009	1013	Too many declines for the same credit card number and invoice

Preventing new transactions with source card which has previous attempt in unknown status

This check fires when customer tries to perform new card transaction while last transaction with the same source card still has non-final unknown status for past N minutes (max 1 hour). Counts Sale, Preauth or Transfer transactions in unknown status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Checking interval in minutes	Max interval in minutes to check existing unknown operation	Type: IntDefault: 60
For all merchant projects	Y – to check transactions for all projects of the current merchant; N – check transactions for current end point only	Type: StringDefault: N

Error codes

#	Code	Name
10259	1269	Customer card has previous transactions in unknown status

Referral filters

When transaction is filtered by merchant blacklist, the API response message will have the following structure: “Transaction declined – please contact support with the following code: {error code}:{error #}” This message is relevant only for merchant black lists and can be displayed to the customer instead of actual filtering reason.

Blacklist check (BL)

Allows blacklisting of specified clients based on various criteria such as email, IP address, etc

Score: No

Enabled by default: Y

Parameters

Name	Description	Value
For all merchant projects	Y – to check blacklists for all projects of the current merchant, otherwise check blacklists for current project only	Type: StringDefault: Y

Error codes

#	Code	Name
10002	1022	Credit card blacklisted
10094	1104	Credit card blacklisted
10029	1039	Credit card issuer blacklisted
10067	1077	Destination credit card blacklisted
10095	1105	Destination credit card blacklisted
10125	1135	Destination credit card issuer blacklisted
10030	1040	IP address blacklisted
10096	1106	IP address blacklisted
10031	1041	Email blacklisted
10097	1107	Email blacklisted
10069	1079	Destination blacklisted
10098	1108	Destination blacklisted
10137	1147	Billing country blacklisted for merchant
10138	1148	IP-address country blacklisted for merchant
10139	1149	Customer e-mail blacklisted for merchant
10140	1150	Customer fingerprint blacklisted for merchant
10141	1151	Customer ip-address blacklisted for merchant
10142	1152	Customer purpose blacklisted for merchant
10143	1153	Destination card bin blacklisted for merchant
10144	1154	Destination card country blacklisted for merchant
10145	1155	Destination card number blacklisted for merchant
10146	1156	Destination card type blacklisted for merchant
10147	1157	E-mail domain blacklisted for merchant
10148	1158	Source card bin blacklisted for merchant
10149	1159	Source card country blacklisted for merchant
10150	1160	Source card number blacklisted for merchant
10151	1161	Source card type blacklisted for merchant

Predefined emails whitelist check (ABL)

Allows processing for trusted customers only. Different merchants have different definitions of a trusted customer, this filter allows processing for customers with emails uploaded by ABL batch only. Transactions for customers which emails are not listed in ABL will be filtered out. Filter will be applied for chosen countries only, for all other countries check will be ignored

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
Issuer country identifier	apply filter for selected countries only, country defined by credit card issuer	Type: StringDefault: *
IP country identifier	apply filter for selected countries only, country defined by customer IP	Type: StringDefault: *
For all merchant projects	Y – to check customer email in email anti-blacklists for all projects of the current merchant, otherwise check in email list for current project only	Type: StringDefault: Y

Error codes

#	Code	Name
10068	1078	Email blacklisted

Ban untrusted networks

Allows to make block lists based on the specific IP address ranges of the customer. Merchants are able to submit IP address ranges in either IPv4 or IPv6 format via CSV upload.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Customer ip ranges	file format example: 192.168.0.0,192.168.255.255 fd00:0000:0000:0000:0000:0000:0000:0000, fdff:ffff:ffff:ffff:ffff:ffff:ffff:ffff	Type: File

Error codes

#	Code	Name
10034	1044	Untrusted network

Credit Card Whitelist check

Allows ignoring all other fraud filters for selected credit cards. Sometimes customer’s behavior can lead to the unfortunate situation where a shopper is completely unable to process transactions. You can whitelist a customer’s credit card so they can successfully process their transaction. White list will be applied only before total transactions amount for the last month for this credit will not reach the limit specified by filter parameters. White list could be specified for: the exact source card number by manager and merchant, the exact destination card number by merchant or the whole source card number issuer BIN range.

Score: N/A

Enabled by default: Y

Parameters

Name	Description	Value
Up to amount	maximum total transactions amount for the last month for this credit card to allow credit card to be whitelisted. If this limit reached, whitelist will be ignored	Type: DecimalDefault: 99999999
For all merchant projects	current total transactions amount for the last month for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with “up to amount” value	Type: StringDefault: Y

Customer fingerprint

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
Add to black list threshold		Type: DecimalDefault: 10.0
Block transaction threshold		Type: DecimalDefault: 3.5

Error codes

#	Code	Name
10035	1045	Fraud suspicious activity
10039	1049	Fraud suspicious activity

Check reader entry mode

If reader entry mode not in allowed list and this list is configured – filter declines transaction

Score: No

Enabled by default: N

Error codes

#	Code	Name
10088	1098	Incorrect reader entry mode

Loyal Customer check

System allows to manage following three types of predefined clients lists:

the lists of the cards managed by Manager
the lists of the clients’ names and email addresses managed by Merchant
the lists of the clients’ names and phone numbers managed by Merchant

In the typical flow the filter distinguishes the credit cards transactions and the uncontested transactions. The credit cards transactions are initially disabled in the system(in case the list of predefined clients was not loaded). If the uncontested transaction was made, e.g. e-check transaction the client’s attributes like family name, email and phone number are automatically added to anti black lists. If the system gets the credit card transaction with the same attributes(at least two of them) the transaction is allowed and the card number is put under inspection. The inspection period is defined by the Manager and is 90 days by default. If there are no refunds or chargebacks for this card within the period of inspection all the attributes of the credit card transactions are added to anti black lists. If there are negatives for the credit card the client is marked unreliable and all subsequent transactions with similar attributes will be denied irregardless of what payment system was used. The elements of this list can have four statuses:

data not available
the attribute is in the anti black list: negative activity not present
the attribute is in the anti black list: returns are present
the attribute is in the anti black list: fraud is detected

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Strategy	GLL – accept only credit cards for loyal clients for whom period of disloyalty have passedMLL+GLL – accept both credit cards and APM’s for loyal clients	Type: StringDefault: MLL+GLL
Credit card period of disloyalty	the period to consider credit card transaction as suspicious one, during this period transaction from this credit card would be accepted only if other attributes of it could be found in merchant loyalty lists by name and phone or email, after this period transaction would be accepted for any manager project by card number only, no matter if its other attributes could be found in merchant loyalty lists or not	Type: intDefault: 90
Deny type	customer attributes will be removed from both merchant and manager loyalty lists in case of getting F – fraud transaction only R – reversal transaction only F+R – both fraud and reversal transactions	Type: StringDefault: F+R

Error codes

#	Code	Name
Disloyal customer	10046	1056

Payment Method check

This check can be used to apply higher or lower risk scores to transactions based on the payment method used. Some payment methods have higher or lower correlations with fraud. This check allows merchants to affect the risk score based on the payment method behavior that have noted with their fraudsters and good users

Score: Ind

Enabled by default: N

Error codes

#	Code	Name
10047	1057	Payment method is restricted

Email Domain blacklist

This referral list allows the merchant to make block lists based on the domain of the provided customer email address. By default this list includes one time email domains collected on regular basis.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
Customer email domains	file format example: google.com hotmail.com	Type: File

Error codes

#	Code	Name
10033	1043	Email server blacklisted

IP address Country check

This referral list allows the merchant to process transactions only for selected countries based on country of the customer IP address. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Country identifier	comma separated country identifiers list	Type: String

Error codes

#	Code	Name
10014	1024	Country not in trust list

Issuer Country check

This referral list allows the merchant to process transactions only for selected countries based on issuing country of the card. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check. Check applied for both Source and Destination card numbers.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Country identifier	comma separated country identifiers list	Type: String

Error codes

#	Code	Name
10015	1025	Issuer country not in trust list

Billing Country check

This referral list allows the merchant to process transactions only for selected countries based on billing country of the customer. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Country identifier	comma separated country identifiers list	Type: String

Error codes

#	Code	Name
10112	1122	Billing country not in trust list

IP address Country blacklist

This referral list allows the merchant to make block lists based on country of the customer IP address. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Country identifier	comma separated country identifiers list	Type: String

Error codes

#	Code	Name
10028	1038	Country in blacklist

Issuer Country blacklist

This referral list allows the merchant to make block lists based on issuing country of the card. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check. Check applied for both Source and Destination card numbers.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Country identifier	comma separated country identifiers list	Type: String

Error codes

#	Code	Name
10027	1037	Issuer country in blacklist

Billing Country blacklist

This referral list allows the merchant to make block lists based on billing country of the customer. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
Country identifier	comma separated country identifiers list	Type: String

Error codes

#	Code	Name
10113	1123	Billing country in blacklist

Issuer Country blacklist by Payment method

This referral list allows the merchant to make block lists based on issuing country of the card for selected payment method. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check. Check applied for both Source and Destination card numbers.

Score: Yes

Enabled by default: N

Error codes

#	Code	Name
10123	1133	Issuer country in blacklist for selected payment method

Transaction amount check

This check can be used to apply higher risk scores to transactions based on the transaction amount.

Score: Ind

Enabled by default: N

Error codes

#	Code	Name
10032	1042	Incorrect transaction amount

Source Credit Card type check

This referral list allows the merchant to process transactions only for selected Source Credit Card types. Counts Sale and Transfer transactions.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
forbidden card level types	comma separated card level type list. Typical card types: PREPAID, REWARDS, VIRTUAL, CASH, ATM, STANDARD, CLASSIC, GOLD, SIGNATURE, PLATINUM, ELECTRON, CORPORATE, BUSINESS, WORLD, DEBIT and variations like GOLD REWARDS, WORLD CORPORATE, etc.	Type: StringDefault: PREPAID, REWARD

Error codes

#	Code	Name
10127	1137	Unsupported product type

Destination Credit Card type check

This referral list allows the merchant to process transactions only for selected Destination Credit Card types. Counts Sale and Transfer transactions.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
forbidden card level types	comma separated card level type list. Typical card types: PREPAID, REWARDS, VIRTUAL, CASH, ATM, STANDARD, CLASSIC, GOLD, SIGNATURE, PLATINUM, ELECTRON, CORPORATE, BUSINESS, WORLD, DEBIT and variations like GOLD REWARDS, WORLD CORPORATE, etc.	Type: StringDefault: PREPAID, REWARD

Error codes

#	Code	Name
10129	1139	Unsupported destination product type

Velocity filters

Source Credit Card Number decline frequency for last 24 hours (daily decline limit)

This check fires when the number or amount of declined transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Account verification, Sale, Preauth or Transfer transactions in the Declined or Filtered status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
For all merchant projects	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
Amount limit	maximum total transactions amount for the last 24 hours for this credit card used as Source card	Type: DecimalDefault: 99999999
Quantity limit	maximum total transactions count for the last 24 hours for this credit card used as Source card	Type: IntDefault: 99999
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10083	1093	Daily decline amount limit exceeded for sender
10084	1094	Daily decline quantity limit exceeded for sender

Source Credit Card Number increasing sequence of approved transaction amounts for last 24 hours (daily rising limit)

This check fires when the number of approved transactions with increasing amount associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 increasing transactions, it fires on the 11th increasing transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the Approved status. This check only cross-checks transactions within the same merchant account in the same project.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
Quantity limit	maximum transactions count with increasing amount for the last 24 hours for this credit card number	Type: IntDefault: 99999

Error codes

#	Code	Name
10022	1032	Too many transactions with increasing amounts for sender

Source Credit Card Number decreasing sequence of declined transaction amounts for last 24 hours (daily lessening limit)

This check fires when the number of declined transactions with strictly decreasing amount associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 strictly decreasing transactions, it fires on the 11th strictly decreasing transaction in 24 hours. Counts Account verification, Sale, Preauth or Transfer transactions in the Filtered and Declined status. This check only cross-checks transactions within the same merchant account in the same project.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
Quantity limit	maximum transactions count with decreasing amount for the last 24 hours for this credit card number	Type: IntDefault: 99999

Error codes

#	Code	Name
10082	1092	Too many transactions with decreasing amounts for sender

Source Credit Card Number usage frequency for last 24 hours (daily limit)

This check fires when the number or amount of transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
For all merchant projects	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
Amount limit	maximum total transactions amount for the last 24 hours for this credit card used as Source card	Type: DecimalDefault: 99999999
Quantity limit	maximum total transactions count for the last 24 hours for this credit card used as Source card	Type: IntDefault: 99999
Skip payouts	allows to process Payout transactions even when the count or amount exceeds the thresholds	Type: StringDefault: Y
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10016	1026	Daily amount limit exceeded for sender
10017	1027	Daily quantity limit exceeded for sender

Source Credit Card Number usage frequency for last 7 days (weekly limit)

This check fires when the number or amount of transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
For all merchant projects	current total transactions amount or count for the last 7 days for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
Amount limit	maximum total transactions amount for the last 7 days for this credit card used as Source card	Type: DecimalDefault: 99999999
Quantity limit	maximum total transactions count for the last 7 days for this credit card used as Source card	Type: IntDefault: 99999
Skip payouts	allows to process Payout transactions even when the count or amount exceeds the thresholds	Type: StringDefault: Y
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10018	1028	Weekly amount limit exceeded for sender
10019	1029	Weekly quantity limit exceeded for sender

Source Credit Card Number usage frequency for last month (monthly limit)

This check fires when the number or amount of transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
For all merchant projects	current total transactions amount or count for the last one month for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
Amount limit	maximum total transactions amount for the last one month for this credit card used as Source card	Type: DecimalDefault: 99999999
Quantity limit	maximum total transactions count for the last one month for this credit card used as Source card	Type: IntDefault: 99999
Skip payouts	allows to process Payout transactions even when the count or amount exceeds the thresholds	Type: StringDefault: Y
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10020	1030	Monthly amount limit exceeded for sender
10021	1031	Monthly quantity limit exceeded for sender

Destination Credit Card Number usage frequency for last 24 hours (daily limit)

This check fires when the number or amount of transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last 24 hours for this credit card used as Destination card	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last 24 hours for this credit card used as Destination card	Type: IntDefault: 99999
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10049	1059	Daily amount limit exceeded for recipient
10050	1060	Daily quantity limit exceeded for recipient

Destination Credit Card Number usage frequency for last 7 days (weekly limit)

This check fires when the number or amount of transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last 7 days for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last 7 days for this credit card used as Destination card	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last 7 days for this credit card used as Destination card	Type: IntDefault: 99999
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10051	1061	Weekly amount limit exceeded for recipient
10052	1062	Weekly quantity limit exceeded for recipient

Destination Credit Card Number usage frequency for last month (monthly limit)

This check fires when the number or amount of transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last one month for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last one month for this credit card used as Destination card	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last one month for this credit card used as Destination card	Type: IntDefault: 99999
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10053	1063	Monthly amount limit exceeded for recipient
10054	1064	Monthly quantity limit exceeded for recipient

Total Credit Card Number usage frequency for last 24 hours (daily limit)

This check fires when the number or amount of transactions associated with exact credit card number used as Source or Destination exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last 24 hours for this credit card used as Source or Destination	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last 24 hours for this credit card used as Source or Destination	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10055	1065	Daily total amount limit exceeded for sender
10056	1066	Daily total quantity limit exceeded for sender
10057	1067	Daily total amount limit exceeded for recipient
10058	1068	Daily total quantity limit exceeded for recipient

Total Credit Card Number usage frequency for last 7 days (weekly limit)

This check fires when the number or amount of transactions associated with exact credit card number used as Source or Destination exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last 7 days for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last 7 days for this credit card used as Source or Destination	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last 7 days for this credit card used as Source or Destination	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10059	1069	Weekly total amount limit exceeded for sender
10060	1070	Weekly total quantity limit exceeded for sender
10061	1071	Weekly total amount limit exceeded for recipient
10062	1072	Weekly total quantity limit exceeded for recipient

Total Credit Card Number usage frequency for last month (monthly limit)

This check fires when the number or amount of transactions associated with exact credit card number used as Source or Destination exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last one month for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last one month for this credit card used as Source or Destination	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last one month for this credit card used as Source or Destination	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10063	1073	Monthly total amount limit exceeded for sender
10064	1074	Monthly total quantity limit exceeded for sender
10065	1075	Monthly total amount limit exceeded for recipient
10066	1076	Monthly total quantity limit exceeded for recipient

Purpose usage frequency for last 24 hours (daily limit)

This check ﬁres when the number or amount of transactions associated with exact Purpose exceeds the conﬁgured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it ﬁres on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last 24 hours for this Purpose	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last 24 hours for this Purpose	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10040	1050	Daily amount limit exceeded for purpose
10041	1051	Daily quantity limit exceeded for purpose

Purpose usage frequency for last 7 days (weekly limit)

This check ﬁres when the number or amount of transactions associated with exact Purpose exceeds the conﬁgured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it ﬁres on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last 7 days for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last 7 days for this Purpose	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last 7 days for this Purpose	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10042	1052	Weekly amount limit exceeded for purpose
10043	1053	Weekly quantity limit exceeded for purpose

Purpose usage frequency for for last month (monthly limit)

This check ﬁres when the number or amount of transactions associated with exact Purpose exceeds the conﬁgured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it ﬁres on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last one month for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last one month for this Purpose	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last one month for this Purpose	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10044	1054	Monthly amount limit exceeded for purpose
10045	1055	Monthly quantity limit exceeded for purpose

Email usage frequency for last 24 hours (daily limit)

This check ﬁres when the number or amount of transactions associated with exact Email address exceeds the conﬁgured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it ﬁres on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last 24 hours for this Email address	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last 24 hours for this Email address	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10073	1083	Daily amount limit exceeded for email address
10074	1084	Daily quantity limit exceeded for email address

Email usage frequency for last 7 days (weekly limit)

This check ﬁres when the number or amount of transactions associated with exact Email address exceeds the conﬁgured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it ﬁres on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last 7 days for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last 7 days for this Email address	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last 7 days for this Email address	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10075	1085	Weekly amount limit exceeded for email address
10076	1086	Weekly quantity limit exceeded for email address

Email usage frequency for last month (monthly limit)

This check ﬁres when the number or amount of transactions associated with exact Email address exceeds the conﬁgured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it ﬁres on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last one month for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last one month for this Email address	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last one month for this Email address	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10077	1087	Monthly amount limit exceeded for email address
10078	1088	Monthly quantity limit exceeded for email address

IP address usage frequency for last 24 hours (daily limit)

This check ﬁres when the number or amount of transactions associated with exact IP address exceeds the conﬁgured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it ﬁres on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last 24 hours for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last 24 hours for this IP address	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last 24 hours for this IP address	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10100	1110	Daily amount limit exceeded for IP address
10101	1111	Daily quantity limit exceeded for IP address

IP address usage frequency for last 7 days (weekly limit)

This check ﬁres when the number or amount of transactions associated with exact IP address exceeds the conﬁgured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it ﬁres on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last 7 days for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last 7 days for this IP address	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last 7 days for this IP address	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10102	1112	Weekly amount limit exceeded for IP address
10103	1113	Weekly quantity limit exceeded for IP address

IP address usage frequency for last month (monthly limit)

This check ﬁres when the number or amount of transactions associated with exact IP address exceeds the conﬁgured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it ﬁres on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
for all merchant projects	current total transactions amount or count for the last one month for this credit card value would be calculated: – Y: for all projects – 3DS: for 3DS gates only – Non-3DS: for non-3DS gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
amount limit	maximum total transactions amount for the last one month for this IP address	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last one month for this IP address	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10104	1114	Monthly amount limit exceeded for IP address
10105	1115	Monthly quantity limit exceeded for IP address

Source Credit Card Number usage frequency for Purpose

This check ﬁres when the number of Source Credit Cards associated with exact Purpose exceeds the conﬁgured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it ﬁres on the 11th unique Credit Card in 6 hours. Counts unique Source Credit Card numbers for Account veriﬁcation, Sale, Preauth or Transfer transactions in any status for the current Merchant.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate unique credit card numbers count	Type: IntDefault: 12
maximum card number count	maximum number of unique credit cards	Type: IntDefault: 5

Error codes

#	Code	Name
10071	1081	Too many credit cards used for the same account

Source Credit Card Number usage frequency for Email address

This check ﬁres when the number of Source Credit Cards associated with exact Email address exceeds the conﬁgured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it ﬁres on the 11th unique Credit Card in 6 hours. Counts unique Source Credit Card numbers for Sale or Preauth transactions in any status for the current Merchant.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate unique credit card numbers count	Type: IntDefault: 12
maximum card number count	maximum number of unique credit cards	Type: IntDefault: 5

Error codes

#	Code	Name
10091	1101	Too many credit cards used for the same Email address

Source Credit Card Number usage frequency for First and Last name

This check ﬁres when the number of Source Credit Cards associated with exact Customer First and Last names exceeds the conﬁgured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it ﬁres on the 11th unique Credit Card in 6 hours. Counts unique Source Credit Card numbers for Sale or Preauth transactions in any status for the current Merchant.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate unique credit card numbers count	Type: IntDefault: 12
maximum card number count	maximum number of unique credit cards	Type: IntDefault: 5

Error codes

#	Code	Name
10092	1102	Too many credit cards used for the same customer

Source Credit Card Number usage frequency for Destination Credit Card number

This check ﬁres when the number of Source Credit Cards associated with exact Destination Credit Card number exceeds the conﬁgured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it ﬁres on the 11th unique Credit Card in 6 hours. Counts unique Source Credit Card numbers for Sale or Preauth transactions in any status for the current Merchant.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate unique credit card numbers count	Type: DecimalDefault: 12.00
maximum card number count	maximum number of unique credit cards	Type: IntDefault: 5

Error codes

#	Code	Name
10093	1103	Too many credit cards used for the same destination card

Source Credit Card Number usage frequency for Email or IP address

This check ﬁres when the number of Source Credit Cards associated with exact Email or IP address exceeds the conﬁgured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it ﬁres on the 11th unique Credit Card in 6 hours. Counts unique Source Credit Card numbers for Sale, Preauth or Transfer transactions in Approved status for the current Merchant.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate unique credit card numbers count	Type: IntDefault: 24
maximum card number count	maximum number of unique credit cards	Type: IntDefault: 3

Error codes

#	Code	Name
10026	1036	Too many credit cards used for the same email or IP address

Source Credit Card Number usage frequency

This check fires when the number of requests associated with exact Source Credit Card exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 requests in 6 hours, it fires on the 11th request in 6 hours. Counts requests count for Account verification, Sale, Preauth or Transfer transactions in the Approved or Declined status for the current Merchant.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate requests count	Type: IntDefault: 24
maximum number of requests	maximum number of requests allowed	Type: IntDefault: 5

Error codes

#	Code	Name
10072	1082	Too many requests for the same credit card

Customer IP address usage frequency

This check ﬁres when the number of requests associated with exact Customer IP address exceeds the conﬁgured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 10 requests in 60 minutes, it ﬁres on the 11th request in 60 minutes. Counts requests count for Account veriﬁcation, Sale, Preauth or Transfer transactions in the Approved or Declined status for the current Merchant. Local IP addresses are ignored. Requests from IP address listed in “Merchant API IP address” list are ignored, i.e. if merchant initiates the request from IP address X.X.X.X and knowingly sets customer_ip_address to Y.Y.Y.Y for each transaction, but address X.X.X.X classiﬁed as “API IP address” for this merchant, this check will be ignored.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in minutes	time frame to calculate requests count	Type: IntDefault: 10
maximum number of requests	maximum number of requests allowed	Type: IntDefault: 5

Error codes

#	Code	Name
10115	1125	Too many requests for the same IP address

Credit Card number already used from another IP address

This check ﬁres when the Credit Card number has already been successfully used from a different IP address. The time threshold is a moving window calculated backwards from the moment of the transaction. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in minutes	time frame to analyse approved transactions in minutes, set to 0 for inﬁnity (not recommended)	Type: IntDefault: 30

Error codes

#	Code	Name
10008	1006	Too many IP addresses for the same credit card number

Credit Card number already used from another Country

This check ﬁres when the Credit Card number has already been successfully used from another Country. IP address is used to calculate customers country code. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.

Score: Yes

Enabled by default: N

Error codes

#	Code	Name
10079	1089	Too many countries for the same credit card number

Credit Card number already used with another Email

This check ﬁres when the Credit Card number has already been successfully used with a different Email address. The time threshold is a moving window calculated backwards from the moment of the transaction. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in minutes	time frame to analyse approved transactions in minutes, set to 0 for inﬁnity (not recommended)	Type: IntDefault: 30

Error codes

#	Code	Name
10007	1005	Too many Emails for the same credit card number

Credit Card number already used with another Purpose

This check ﬁres when the Credit Card number has already been successfully used with a different Purpose. The time threshold is a moving window calculated backwards from the moment of the transaction. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in minutes	time frame to analyse approved transactions in minutes, set to 0 for infinity (not recommended)	Type: IntDefault: 30

Error codes

#	Code	Name
10081	1091	Too many purposes for the same credit card number

Credit Card number already used with another Cardholder name

This check ﬁres when the Credit Card number has already been successfully used with another Cardholder name. Distances between current Cardholder name and existing ones are calculated using Levenshtein algorithm. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to analyse approved transactions in hours	Type: IntDefault: 30
greatest levenshtein distance	greatest levenshtein distance to consider both cardholder names equal	Type: IntDefault: 3

Error codes

#	Code	Name
10089	1099	Too many cardholder names for the same credit card number

Customer IP address already used by another Cardholder

This check ﬁres when the Customer IP address has already been successfully used with a different Cardholder name. The time threshold is a moving window calculated backwards from the moment of the transaction. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in minutes	time frame to analyse approved transactions in minutes	Type: IntDefault: 30

Error codes

#	Code	Name
10006	1004	Too many card holders from the same IP address

Customer Email address already used by another Cardholder

This check ﬁres when the Customer Email has already been successfully used with a different Cardholder name. The time threshold is a moving window calculated backwards from the moment of the transaction. This check only cross-checks transactions within the same merchant account. Analyses Sale, Preauth or Transfer transactions in the Approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in minutes	time frame to analyse approved transactions in minutes	Type: IntDefault: 30

Error codes

#	Code	Name
10005	1003	Too many card holders for the same Email

Source Credit Card Number approved transaction interval

This check ﬁres when the interval for the last approved transaction associated with exact Source credit card number lesser the conﬁgured thresholds. The time threshold is time window calculated backwards from the moment of the transaction. The risk ﬁres on the transaction below the set threshold. So, you set a threshold of 10 minutes and the last approved transaction time is 10:00:00, it ﬁres until 10:10:01. Counts Sale, Preauth or Transfer transactions in the Approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in minutes	time frame to analyse approved transactions in minutes	Type: IntDefault: 30
for all merchant projects	Y – to check transactions for all projects of the current merchant, otherwise check transactions for current project only	Type: StringDefault: N

Error codes

#	Code	Name
10023	1033	Too many approved transactions for the same credit card number

Source Credit Card Number declined transaction interval

This check ﬁres when the interval for the last declined transaction associated with exact Source credit card number lesser the conﬁgured thresholds. The time threshold is time window calculated backwards from the moment of the transaction. The risk ﬁres on the transaction below the set threshold. So, you set a threshold of 10 minutes and the last approved transaction time is 10:00:00, it ﬁres untill 10:10:01. Counts Sale, Preauth or Transfer transactions in the Declined or Filtered status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in minutes	time frame to analyse approved transactions in minutes	Type: IntDefault: 30
for all merchant projects	Y – to check transactions for all projects of the current merchant, otherwise check transactions for current project only	Type: StringDefault: N

Error codes

#	Code	Name
10085	1095	Too many declined transactions for the same credit card number

Source Credit Card Number Issuer Country change frequency for current Purpose

This check ﬁres when the number of Countries, calculated for Source Credit Card number issuer, associated with exact Purpose exceeds the conﬁgured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 2 Countries in 24 hours, it ﬁres on the 3rd unique Country in 24 hours for the same Purpose. Counts unique Source Credit Card number issuer Countries for Sale, Preauth or Transfer transactions in Approved status for the current Merchant. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate countries count	Type: IntDefault: 24
maximum countries count	maximum number of countries per one purpose allowed	Type: IntDefault: 5
ignore BINs	requests for listed BINs are ignoring this check	Type: String

Error codes

#	Code	Name
10122	1132	Too many countries per account

Reversal frequency

This check ﬁres when the number or ratio of reversal transactions calculated for the whole merchant or for the exact merchant project exceeds the conﬁgured thresholds. Ratio is calculated for the full lifetime, absolute number could be limited for the whole lifetime or on daily basis from 00:00:00 till 23:59:59. The risk ﬁres on the transaction after the set threshold. So, if you set a threshold of 5 reversals, it ﬁres on the 6th one. Ratio calculation is based on transitions count, i.e. total reversal transactions count divided by total sale transactions count. Counts Sale and Capture transactions in Approved status and Reversal and Void transactions.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
percentage ratio	maximum allowable ratio of reversal transactions calculated by transaction count in percent (from 0 to 100)	Type: DecimalDefault: 101.00
absolute number	maximum allowable number of reversal transactions	Type: IntDefault: 99999
daily absolute number	maximum allowable number of reversal transactions per day	Type: IntDefault: 9999
for all merchant projects	Y – to check transactions for all projects of the current merchant, otherwise check transactions for current project only	Type: StringDefault: N

Error codes

#	Code	Name
10036	1046	Too high reversal ratio
10037	1047	Too many reversals
10038	1048	Too many reversals today

Fingerprint usage frequency for last 24 hours (daily limit)

This check fires when the number or amount of transactions associated with exact Fingerprint exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last 24 hours for this Fingerprint	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last 24 hours for this Fingerprint	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: N
for all merchant projects	Y – to check transactions for all projects of the current merchant, otherwise check transactions for current project only	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10170	1180	Daily fingerprint amount limit exceeded for fingerprint
10171	1181	Daily fingerprint quantity limit exceeded for fingerprint

Fingerprint usage frequency for last 7 days (weekly limit)

This check fires when the number or amount of transactions associated with exact Fingerprint exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last 7 days for this Fingerprint	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last 7 days for this credit Fingerprint	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: N
for all merchant projects	Y – to check transactions for all projects of the current merchant, otherwise check transactions for current project only	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10172	1182	Weekly fingerprint amount limit exceeded for fingerprint
10173	1183	Weekly fingerprint quantity limit exceeded for fingerprint

Fingerprint usage frequency for last month (monthly limit)

This check fires when the number or amount of transactions associated with exact Fingerprint exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last one month for this Fingerprint	Type: DecimalDefault: 99999999
quantity limit	maximum total transactions count for the last one month for this credit Fingerprint	Type: IntDefault: 99999
Subtract Cancel transactions	subtracts Cancelled transactions from the calculated count and amount thresholds	Type: StringDefault: N
for all merchant projects	Y – to check transactions for all projects of the current merchant, otherwise check transactions for current project only	Type: StringDefault: Y
Use calendar days	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10174	1184	Monthly fingerprint amount limit exceeded for fingerprint
10175	1185	Monthly fingerprint quantity limit exceeded for fingerprint

Source Credit Card Number usage frequency for Fingerprint

This check fires when the number of Source Credit Cards associated with exact Fingerprint exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it fires on the 11th unique Credit Card in 6 hours. Counts unique Source Credit Card numbers for Account verification, Sale, Preauth or Transfer transactions in any status for the current Merchant.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate unique card number count	Type: IntDefault: 12
maximum card count	maximum number of unique card numbers	Type: IntDefault: 5

Error codes

#	Code	Name
10176	1186	Too many source credit cards used for the same fingerprint

Source Credit Card number Issuer Country change frequency for current Device Fingerprint

This check fires when the number of Countries, calculated for Source Credit Card number issuer, associated with exact Fingerprint exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 2 Countries in 24 hours, it fires on the 3rd unique Country in 24 hours for the same Purpose. Counts unique Source Credit Card number issuer Countries for Sale, Preauth or Transfer transactions in Approved status for the current Merchant. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate unique card number count	Type: IntDefault: 12
maximum countries count	maximum number of countries for one fingerprint	Type: IntDefault: 5

Error codes

#	Code	Name
10177	1187	Too many countries for the same fingerprint

Destination Credit Card Number usage frequency for Device fingerprint

This check fires when the number of Destination Credit Cards associated with exact Device Fingerprint exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards in 6 hours, it fires on the 11th unique Credit Card in 6 hours. Counts unique Destination Credit Card numbers for Transfer transactions in any status for the current Merchant.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate unique destination credit card numbers count	Type: IntDefault: 12
maximum card count	maximum number of unique destination credit cards	Type: IntDefault: 5

Error codes

#	Code	Name
10178	1188	Too many destination credit cards used for the same fingerprint

Destination Credit Card number Issuer Country change frequency for current Device fingerprint

This check fires when the number of Countries, calculated for Destination Credit Card number issuer, associated with exact Device Fingerprint exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 2 Countries in 24 hours, it fires on the 3rd unique Country in 24 hours for the same Fingerprint. Counts unique Destination Credit Card number issuer Countries for Sale, Preauth or Transfer transactions in Approved status for the current Merchant. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate unique card number count	Type: IntDefault: 12
maximum countries count	maximum number of destination countries for one fingerprint	Type: IntDefault: 5

Error codes

#	Code	Name
10179	1189	Too many destination credit cards countries used for the same fingerprint

Email usage frequency for Device fingerprint

This check fires when the number of Purpose associated with exact Device Fingerprint exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 2 Purpose in 24 hours, it fires on the 3rd unique Purpose in 24 hours for the same Fingerprint. Counts unique Purposes for all types of transactions for the current Merchant.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate unique emails count	Type: IntDefault: 24
maximum emails count	maximum number of emails for one fingerprint	Type: IntDefault: 5

Error codes

#	Code	Name
10180	1190	Too many emails used for the same fingerprint

Purpose usage frequency for Device fingerprint

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
checking interval in hours	time frame to calculate unique purposes count	Type: IntDefault: 24
maximum purposes count	maximum number of purposes for one fingerprint	Type: IntDefault: 5

Error codes

#	Code	Name
10181	1191	Too many purposes used for the same fingerprint

Account Number usage frequency for last 24 hours (daily limit)

This check fires when the number or amount of transactions associated with exact Account number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last 24 hours for this account number	Type: DecimalDefault: 99999999
for all merchant projects	current total transactions amount or count for the last 24 hours for this credit card value would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
quantity limit	maximum total transactions count for the last 24 hours for this account number	Type: IntDefault: 99999999
skip payouts	ignore payouts	Type: StringDefault: N
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: N
use calendar day	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10187	1197	Daily amount limit exceeded for account number address
10188	1198	Daily quantity limit exceeded for account number address

Account Number usage frequency for last 7 days (weekly limit)

This check fires when the number or amount of transactions associated with exact Account number exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last 7 days for this account number	Type: DecimalDefault: 99999999
calendar week starts from Sunday	Y: calendar week starts from Sunday – N: calendar week starts from Monday	Type: StringDefault: N
for all merchant projects	current total transactions amount or count for the last 7 days for this credit card value would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
quantity limit	maximum total transactions count for the last 7 days for this account number calculated	Type: IntDefault: 99999999
skip payouts	ignore payouts	Type: StringDefault: N
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: N
use calendar week	“Y” For calculation using calendar week instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10189	1199	Weekly amount limit exceeded for account number address
10190	1200	Weekly quantity limit exceeded for account number address

Account Number usage frequency for last month (monthly limit)

This check fires when the number or amount of transactions associated with exact Account number exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last one month for this account number	Type: DecimalDefault: 99999999
for all merchant projects	current total transactions amount or count for the last one month for this credit card value would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount or quantity limit values	Type: StringDefault: Y
quantity limit	maximum total transactions count for the last one month for this account number	Type: IntDefault: 99999999
skip payouts	ignore payouts	Type: StringDefault: N
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: N
use calendar month	“Y” For calculation using calendar month instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10191	1201	Monthly amount limit exceeded for account number address
10192	1202	Monthly quantity limit exceeded for account number address

Source Credit Card Number decline frequency for last week (weekly decline limit)

This check fires when the number or amount of declined transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Account verification, Sale, Preauth or Transfer transactions in the Declined status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last 7 days for this credit card used as Source card	Type: DecimalDefault: 999999999
calendar week starts from Sunday	Y: calendar week starts from Sunday; N: calendar week starts from Monday	Type: StringDefault: N
for all merchant projects	current total transactions amount or count for the last 7 days for this credit card would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
quantity limit	maximum total transactions count for the last 7 days for this credit card used as Source card	Type: IntDefault: 99999
use calendar week	“Y” For calculation using calendar week instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10206	1216	Weekly decline amount limit exceeded for sender
10207	1217	Weekly decline quantity limit exceeded for sender

Source Credit Card Number usage frequency per Email address for last 24 hours (daily limit)

This check fires when the number of Source Credit Cards associated with exact Email address exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards, it fires on the 11th unique Credit Card in 24 hours. Counts unique Source Credit Card numbers for Sale or Preauth transactions in any status for the current Merchant.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
approved only	counts unique Source Credit Card numbers for Sale or Preauth transactions in approved status	Type: StringDefault: N
maximum card number count	maximum total card number count for the last 24 hours for this Email address	Type: IntDefault: 99999
use calendar day	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10208	1218	Daily card number count limit exceeded for email address

Source Credit Card Number usage frequency per Email address for last 7 days (weekly limit)

This check fires when the number of Source Credit Cards associated with exact Email address exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards, it fires on the 11th unique Credit Card in 7 days. Counts unique Source Credit Card numbers for Sale or Preauth transactions in any status for the current Merchant.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
approved only	counts unique Source Credit Card numbers for Sale or Preauth transactions in approved status	Type: StringDefault: N
calendar week starts from Sunday	Y: calendar week starts from Sunday – N: calendar week starts from Monday	Type: StringDefault: N
maximum card number count	maximum total card number count for the last 7 days for this Email address	Type: IntDefault: 99999
use calendar week	“Y” For calculation using calendar week instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10209	1219	Weekly card number count limit exceeded for email address

Source Credit Card Number usage frequency per Email address for last month (monthly limit)

This check fires when the number of Source Credit Cards associated with exact Email address exceeds the configured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 Credit Cards, it fires on the 11th unique Credit Card in 1 month. Counts unique Source Credit Card numbers for Sale or Preauth transactions in any status for the current Merchant.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
approved only	counts unique Source Credit Card numbers for Sale or Preauth transactions in approved status	Type: StringDefault: N
maximum card number count	maximum total card number count for the last month for this Email address	Type: IntDefault: 99999
use calendar month	“Y” For calculation using calendar month instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10210	1220	Monthly card number count limit exceeded for email address

Source Credit Card Number usage frequency for last N days

This check fires when the number or amount of transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last N days for this credit card used as Source card	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last N days for this credit card value would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
for last N days	date period can be set from 1 to 30 days	Type: IntDefault: 1
quantity limit	maximum total transactions count for the last N days for this credit card used as Source card	Type: IntDefault: 99999
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: N

Error codes

#	Code	Name
10211	1221	Specified period amount limit exceeded for sender
10212	1222	Specified period quantity limit exceeded for sender

Destination Credit Card Number usage frequency for last N days

This check fires when the number or amount of transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Transfer transactions in the approved status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last N days for this credit card used as Destination card	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last N days for this Destination card value would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
for last N days	date period can be set from 1 to 30 days	Type: IntDefault: 1
quantity limit	maximum total transactions count for the last N days for this credit card used as Destination card	Type: IntDefault: 99999
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: N

Error codes

#	Code	Name
10213	1223	Specified period amount limit exceeded for recipient
10214	1224	Specified period quantity limit exceeded for recipient

Total Credit Card Number usage frequency for last N days

This check fires when the number or amount of transactions associated with exact credit card number used as Source or Destination exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last N days for this credit card used as Source or Destination card	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last N days for this credit card value would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
for last N days	date period can be set from 1 to 30 days	Type: IntDefault: 1
quantity limit	maximum total transactions count for the last N days for this credit card used as Source or Destination card	Type: IntDefault: 99999
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: N

Error codes

#	Code	Name
10215	1225	Specified period total amount limit exceeded for sender
10216	1226	Specified period total quantity limit exceeded for sender
10217	1227	Specified period total amount limit exceeded for recipient
10218	1228	Specified period total quantity limit exceeded for recipient

Purpose usage frequency for last N days

This check fires when the number or amount of transactions associated with exact Purpose exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last N days for this Purpose	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last N days for this Purpose would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
for last N days	date period can be set from 1 to 30 days	Type: IntDefault: 1
quantity limit	maximum total transactions count for the last N days for this Purpose	Type: IntDefault: 99999
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: N

Error codes

#	Code	Name
10219	1229	Specified period amount limit exceeded for purpose
10220	1230	Specified period quantity limit exceeded for purpose

Email usage frequency for last N days

This check fires when the number or amount of transactions associated with exact Email exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last N days for this Email	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last N days for this Email would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
for last N days	date period can be set from 1 to 30 days	Type: IntDefault: 1
quantity limit	maximum total transactions count for the last N days for this Email	Type: IntDefault: 99999
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: N

Error codes

#	Code	Name
10221	1231	Specified period amount limit exceeded for email address
10222	1232	Specified period quantity limit exceeded for email address

IP address usage frequency for last N days

This check fires when the number or amount of transactions associated with exact IP address exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last N days for this IP address	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last N days for this IP address would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
for last N days	date period can be set from 1 to 30 days	Type: IntDefault: 1
quantity limit	maximum total transactions count for the last N days for this IP address	Type: IntDefault: 99999
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: N

Error codes

#	Code	Name
10223	1233	Specified period amount limit exceeded for IP address
10224	1234	Specified period quantity limit exceeded for IP address

Fingerprint usage frequency for last N days

This check fires when the number or amount of transactions associated with exact Fingerprint exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last N days for this Fingerprint	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last N days for this Fingerprint would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
for last N days	date period can be set from 1 to 30 days	Type: IntDefault: 1
quantity limit	maximum total transactions count for the last N days for this Fingerprint	Type: IntDefault: 99999
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: N

Error codes

#	Code	Name
10225	1235	Specified period amount limit exceeded for fingerprint
10226	1236	Specified period quantity limit exceeded for fingerprint

Account Number usage frequency for last N days

This check fires when the number or amount of transactions associated with exact Account Number exceeds the configured thresholds. The time threshold is a N days window calculated backwards from the moment of the transaction. The N parameter (date period) can be set from 1 to 30. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in N days. Counts Sale, Preauth or Transfer transactions in the approved status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last N days for this Account Number	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last N days for this Account Number would be calculated Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
for last N days	date period can be set from 1 to 30 days	Type: IntDefault: 1
quantity limit	maximum total transactions count for the last N days for this Account Number	Type: IntDefault: 99999
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: N

Error codes

#	Code	Name
10227	1237	Specified period amount limit exceeded for account number
10228	1238	Specified period quantity limit exceeded for account number

Source Credit Card Number decline frequency for last month (monthly decline limit)

This check fires when the number or amount of declined transactions associated with exact Source credit card number exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Account verification, Sale, Preauth or Transfer transactions in the Declined status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last month for this credit card used as Source card	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last month for this credit card would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
quantity limit	maximum total transactions count for the last month for this credit card used as Source card	Type: IntDefault: 99999
use calendar month	“Y” For calculation using calendar month instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10229	1239	Monthly decline amount limit exceeded for sender
10230	1240	Monthly decline quantity limit exceeded for sender

Destination Credit Card Number decline frequency for last 24 hours (daily decline limit)

This check fires when the number or amount of declined transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Transfer transactions in the Declined status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last 24 hours for this credit card used as Destination card	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last day for this credit card would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
quantity limit	maximum total transactions count for the last day for this credit card used as Destination card	Type: IntDefault: 99999
use calendar day	“Y” For calculation using calendar day instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10231	1241	Daily decline amount limit exceeded for recipient
10232	1242	Daily decline quantity limit exceeded for recipient

Destination Credit Card Number decline frequency for last week (weekly decline limit)

This check fires when the number or amount of declined transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Transfer transactions in the Declined status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last week for this credit card used as Destination card	Type: DecimalDefault: 999999999
calendar week starts from Sunday	Y: calendar week starts from Sunday; N: calendar week starts from Monday	Type: StringDefault: N
for all merchant projects	current total transactions amount or count for the last week for this credit card would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
quantity limit	maximum total transactions count for the last week for this credit card used as Destination card	Type: IntDefault: 99999
use calendar week	“Y” For calculation using calendar week instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10233	1243	Weekly decline amount limit exceeded for recipient
10234	1244	Weekly decline quantity limit exceeded for recipient

Destination Credit Card Number decline frequency for last month (monthly decline limit)

This check fires when the number or amount of declined transactions associated with exact Destination credit card number exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Transfer transactions in the Declined status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last month for this credit card used as Destination card	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last month for this credit card would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
quantity limit	maximum total transactions count for the last month for this credit card used as Destination card	Type: IntDefault: 99999
use calendar month	“Y” For calculation using calendar month instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10237	1247	Daily decline total amount limit exceeded for sender
10238	1248	Daily decline total quantity limit exceeded for sender
10239	1249	Daily decline total amount limit exceeded for recipient
10240	1250	Daily decline total quantity limit exceeded for recipient

Total Credit Card Number decline frequency for last 24 hours (daily decline limit)

This check fires when the number or amount of declined transactions associated with exact Source or Destination credit card number exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Account verification, Sale, Preauth or Transfer transactions in the Declined status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last 24 hours for this credit card	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last day for this credit card would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
quantity limit	maximum total transactions count for the last day for this credit card	Type: IntDefault: 99999
use calendar day	“Y” For calculation using calendar day instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10241	1251	Weekly decline total amount limit exceeded for sender
10242	1252	Weekly decline total quantity limit exceeded for sender
10243	1253	Weekly decline total amount limit exceeded for recipient
10244	1254	Weekly decline total quantity limit exceeded for recipient

Total Credit Card Number decline frequency for last week (weekly decline limit)

This check fires when the number or amount of declined transactions associated with exact Source or Destination credit card number exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Account verification, Sale, Preauth or Transfer transactions in the Declined status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last week for this credit card	Type: DecimalDefault: 999999999
calendar week starts from Sunday	Y: calendar week starts from Sunday; N: calendar week starts from Monday	Type: StringDefault: N
for all merchant projects	current total transactions amount or count for the last week for this credit card would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
quantity limit	maximum total transactions count for the last week for this credit card	Type: IntDefault: 99999
use calendar week	“Y” For calculation using calendar week instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10241	1251	Weekly decline total amount limit exceeded for sender
10242	1252	Weekly decline total quantity limit exceeded for sender
10243	1253	Weekly decline total amount limit exceeded for recipient
10244	1254	Weekly decline total quantity limit exceeded for recipient

Total Credit Card Number decline frequency for last month (monthly decline limit)

This check fires when the number or amount of declined transactions associated with exact Source or Destination credit card number exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Account verification, Sale, Preauth or Transfer transactions in the Declined status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last month for this credit card	Type: DecimalDefault: 999999999
for all merchant projects	current total transactions amount or count for the last month for this credit card would be calculated – Y: for all projects – 3D: for 3D gates only – Non3D: for non 3D gates only – N: for current project only of the current merchant and converted to current project currency to compare with amount limit values	Type: StringDefault: N
quantity limit	maximum total transactions count for the last month for this credit card	Type: IntDefault: 99999
use calendar month	“Y” For calculation using calendar month instead of calculation from moment when filter was enabled “N” for calculation from moment when filter was enabled	Type: StringDefault: N

Error codes

#	Code	Name
10245	1255	Monthly decline total amount limit exceeded for sender
10246	1256	Monthly decline total quantity limit exceeded for sender
10247	1257	Monthly decline total amount limit exceeded for recipient
10248	1258	Monthly decline total quantity limit exceeded for recipient

Customer IP address anonymous VPN

This check fires when customer IP address is considered as anonymous VPN by MaxMind service. Counts Sale, Preauth or Transfer transactions.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
filter parameter value	Y – to filter if condition is true, N – to filter if condition is false	Type: StringDefault: Y

Error codes

#	Code	Name
10250	1260	Customer IP address is anonymous VPN

Customer IP address anonymous

This check fires when customer IP address is considered as anonymous by MaxMind service. Counts Sale, Preauth or Transfer transactions.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
filter parameter value	Y – to filter if condition is true, N – to filter if condition is false	Type: StringDefault: Y

Error codes

#	Code	Name
10251	1261	Customer IP address is anonymous

Customer IP Hosting Provider

This check fires when customer IP address belongs to a hosting or VPN provider considered by MaxMind service. Counts Sale, Preauth or Transfer transactions.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
filter parameter value	Y – to filter if condition is true, N – to filter if condition is false	Type: StringDefault: Y

Error codes

#	Code	Name
10252	1262	Customer ip address is hosting provider

Customer IP Public Proxy

This check fires when customer IP address belongs to a public proxy considered by MaxMind service. Counts Sale, Preauth or Transfer transactions.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
filter parameter value	Y – to filter if condition is true, N – to filter if condition is false	Type: StringDefault: Y

Error codes

#	Code	Name
10253	1263	Customer IP address is public proxy

Customer IP Residential Proxy

This check fires when customer IP address belongs to a hosting or VPN provider considered by MaxMind service. Counts Sale, Preauth or Transfer transactions.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
filter parameter value	Y – to filter if condition is true, N – to filter if condition is false	Type: StringDefault: Y

Error codes

#	Code	Name
10254	1264	Customer IP address is residential proxy

Customer IP Tor Exit Node

This check fires when customer IP address is a Tor exit node considered by MaxMind service. Counts Sale, Preauth or Transfer transactions.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
filter parameter value	Y – to filter if condition is true, N – to filter if condition is false	Type: StringDefault: Y

Error codes

#	Code	Name
10255	1265	Customer IP address is tor exit node

Customer static IP score

This check fires when customer IP address static IP score which is considered by MaxMind service is lower or equal to the settled threshold value. Higher values meaning a greater static association. For example, many IP addresses with a user type of cellular have a score under one. Broadband IPs that don’t change very often typically have a score above thirty. This indicator can be useful for deciding whether an IP address represents the same user over time. The value ranges from 0 to 99.99. Counts Sale, Preauth or Transfer transactions.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
filter threshold value	Lower or equal values will be filtered out	Type: DecimalDefault: 20.000

Error codes

#	Code	Name
10256	1266	Customer IP address static IP score is less or equal to configured threshold

Customer IP user count

This check fires when customer IP address user count considered by MaxMind service is higher or equal to the settled threshold value. The estimated number of users sharing the IP/network during the past 24 hours. For IPv4, the count is for the individual IP. For IPv6, the count is for the /64 network. Counts Sale, Preauth or Transfer transactions.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
filter threshold value	Higher or equal values will be filtered out	Type: DecimalDefault: 3

Error codes

#	Code	Name
10257	1267	Customer IP address user count is higher or equal to configured threshold

Customer IP user type

This check fires when customer IP address user type considered by MaxMind service is in blocked user types list. Possible values: business, cafe, cellular, college, consumer_privacy_network, content_delivery_network, government, hosting, library, military, residential, router, school, search_engine_spider, traveler. Counts Sale, Preauth or Transfer transactions.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
blocked user types	Blocked user types will be filtered out, split values with comma	Type: StringDefault: None

Error codes

#	Code	Name
10258	1268	Customer IP address user type is in blocked user types list

Consistency filters

Customer IP address Country differs from Issuing Country

This risk check is triggered when a transaction has the сustomer IP country different from the issuing country of the card. Requests from IP addresses listed in “Merchant API IP address” are ignoring this check. If parameter “apply for countries” is empty, ﬁlter will require strict customer country to issuer country matching for all the countries, otherwise this check will force country matching for listed countries only. For example if you setup “apply for countries” to US – check will be triggered for following country combinations US-anyNonUS or anyNonUS-US, but for combinations anyNonUS-anyNonUS and US-US the check will not ﬁre. For card2card transactions issuer country of the source card should be equal to issuer country of the destination card, i.e. this check will be triggered for any cross-border transaction.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
ignore undeﬁned countries	ignore check if country of the customer or issuer could not be deﬁned	Type: StringDefault: Y
skip country identifier	ignore check for specific customer country, for example check could be skipped if customer uses mobile network with Opera browser proxy to process the transaction	Type: StringDefault: 250
apply for countries	if current parameters is not empty, check will be applied for listed countries only	Type: String

Error codes

#	Code	Name
10013	1023	Country of the customer does not correspond to the country of the issuer

Customer name differs from Cardholder name

This check ﬁres when the provided customer name does not match cardholder name.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
greatest levenshtein distance	greatest levenshtein distance to consider customer and cardholder names equal	Type: IntDefault: 3

Error codes

#	Code	Name
10114	1124	Customer name does not correspond to the cardholder name

Customer IP address differs from IP address used for 3-D Secure validation

This check ﬁres when the provided Customer IP address does not match IP address used for 3-D Secure validation. Sometimes fraudsters are changing the destination of the payment converting sale operatons (revocable operation) to card2card To exclude the automation of such fraud cases this filter could be used. Some providers are using dynamic IP addresses for their clients and during transaction processing customer IP address might be changed slightly. To avoid false positives in such cases IP address change in /24 subnet is allowed.

Score: Yes

Enabled by default: N

Error codes

#	Code	Name
10070	1080	Customer IP address have been changed during transaction processing

Customer birthday check

This check ﬁres when the provided customer birthday is in incorrect format or customer is to young to preform requested operation.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
maximum age	maximum client age to process the transaction	Type: IntDefault: 100
minimum age	minimum client age to process the transaction	Type: IntDefault: 16
date format	input format for customers birthday, following macros are allowed – %Y Year, numeric, four digits – %m Month, numeric (00..12) – %d Day of the month, numeric (00..31)	Type: StringDefault: %Y%m%d

Error codes

#	Code	Name
10086	1096	Invalid customer birthday

Source Credit Card number expiration date check

This check ﬁres when the provided Source Credit Card expiration date will expire soon. The time threshold is a moving window calculated backwards from the moment of the transaction. Usually card expires in the last day of the expiration month printed on card. Check could be used to avoid acceptance of the Credit Card for future preauthorized payments if it expires before the the last recurring payment planned.

Score: Yes

Enabled by default: N

Parameters

Name	Description	Value
minimum days before card expiration	minimum days before card expiration date	Type: IntDefault: 0

Error codes

#	Code	Name
10126	1136	Card expires too soon

The 6+4 customer cards differs from the 6+4 passed in purpose

This check fires when the provided Customer 6+4 card does not match 6+4 passed in purpose. Counts Sale and Preauth transactions in any status.

Score: Yes

Enabled by default: N

Error codes

#	Code	Name
10249	1259	Customer card 6+4 does not match the purpose

Custom business validations

Transaction amount changing for Purpose

This check ﬁres when the Transaction amount changing associated with exact Purpose exceeds the conﬁgured thresholds. The time threshold is a moving window calculated backwards from the moment of the transaction. So, if you set a quantity threshold of 10 transactions in 30 days, only 10 transactions with amount ﬁtting parameter regexp below will be allowed, starting from 11th transactions its amount should ﬁt regexp after parameter value. Counts Account veriﬁcation, Sale, Preauth or Transfer transactions in Approved status.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
regexp below	if transaction amount ﬁts this parameter value, “quantity threshold” current value increased by one	Type: StringDefault: ^([0-9]{1,2}\| 1[0-9]{2}\| 2[0-4][0-9])([.][0-9] {0,3})?$
regexp after	regular expression value to ﬁt all transaction amounts, staring from “quantity threshold” parameter value	Type: String^(2[5-9][0-9]\|[3-9][0-9] {2}\|[1-9][0-9]{3,10})([.] [0-9]{0,3})?$
quantity threshold	since specified threshold all transaction amounts should fit “regexp after” parameter value	Type: intDefault: 99999
lookup period in days	lookup period to analyse transaction amount velocity in days	Type: intDefault: 30
for all merchant projects	Y – to check transactions for all projects of the current merchant, otherwise check transactions for current project only	Type: StringDefault: N

Error codes

#	Code	Name
10080	1090	Invalid transaction amount

Authorization reattempts requirements EMEA

This check fires for all purchase transactions. Merchants that receive a decline response for a transaction will only be allowed to resubmit it for authorization up to fifteen times within 30 calendar days from the date of the original decline response if the response code is one of the following:

Response Code 100-Decline (general, no comments)
Response Code 101-Decline, expired card
Response Code 102-Decline, suspected fraud
Response Code 104-Decline, restricted card
Response Code 106-Decline, allowable PIN tries exceeded
Response Code 107-Decline, refer to card issuer
Response Code 108-Decline, refer to card issuer’s special conditions
Response Code 109-Decline, invalid merchant
Response Code 110-Decline, invalid amount
Response Code 112-Decline, PIN data required
Response Code 114-Decline, no account of type requested
Response Code 115-Decline, requested function not supported
Response Code 116-Decline, not sufficient funds
Response Code 117-Decline, incorrect PIN
Response Code 120-Decline, transaction not permitted to terminal
Response Code 121-Decline, exceeds withdrawal amount limit
Response Code 122-Decline, security violation
Response Code 123-Decline, exceeds withdrawal frequency limit
Response Code 124-Decline, violation of law
Response Code 160-Decline, additional customer authentication required
Response Code 197-Decline, call AmEx
Response Code 198-Decline, call Card Processing Centre
Response Code 903-Status message: re-enter transaction
Response Code 904-Decline reason message: format error
Response Code 907-Decline reason message: card issuer or switch inoperative
Response Code 909-Decline reason message: system malfunction
Response Code 913-Decline reason message: duplicate transmission
Response Code 914-Decline reason message: not able to trace back to original transaction
Response Code 921-Decline reason message: security software/hardware error – no action
Response Code 950-Decline reason message: violation of business arrangement

International card systems Rules to prohibit acquirers and their recurring services merchants from resubmitting a declined transaction for authorization if it receives a response:

Response Code 111-Decline, invalid card number
Response Code 180-Decline, by cardholders wish
Response Code 200-Pick-up (general, no comments)
Response Code 207-Pick-up, special conditions
Response Code 208-Pick-up, lost card
Response Code 209-Pick-up, stolen card
Response Code 908-Decline reason message: transaction destination cannot be found for routing

Visa only:

Response Code 119-Decline, transaction not permitted to cardholder
Response Code 902-Decline reason message: invalid transaction

Mastercard only:

Response Code 201-Pick-up, expired card
Response Code 202-Pick-up, suspected fraud
Response Code 203-Pick-up, card acceptor contact card acquirer
Response Code 204-Pick-up, restricted card
Response Code 205-Pick-up, card acceptor call acquirer’s security department
Response Code 206-Pick-up, allowable PIN tries exceeded
Response Code 210-Pick-up, suspected counterfeit card

The time threshold is a moving window calculated backwards from the moment of the transaction. Counts Account verification, Sale, Preauth transactions in Declined status for listed decline reasons. Correct decline reasons should be supported by a connected PSP. Limits are calculated separately for each merchant id, PAN and transaction amount.

Score: No

Enabled by default: N

Error codes

#	Code	Name
10182	1192	Payment system authorisation reattempts limit reached

Visa Preauthorized Transaction Decline Response requirements

This check ﬁres for recurring transactions only. Merchants that receive a decline response for a preauthorized transaction will only be allowed to resubmit it for authorization up to four times within 16 calendar days from the date of the original decline response if the response code is one of the following:

Response Code 05-Authorization Declined
Response Code 51-Insufficient Funds
Response Code 61-Exceeds Approval Amount Limit
Response Code 65-Exceeds Withdrawal Frequency Limit

If an approval response is not received within this time frame, merchants must not resubmit the transaction or their acquirers may be subject to non-compliance actions, as outlined in the Visa Rules, and may be subject to chargebacks. Visa Rules to prohibit acquirers and their recurring services merchants from resubmitting a declined transaction for authorization if it receives a pickup response:

Response Code 04-Pick Up Card
Response Code 07-Pick Up Card, Special
Response Code 33-Expired Card, Capture
Response Code 34-Suspected Fraud, Retain Card
Response Code 35-Card Acceptor, Contact Acquirer, Retain Card
Response Code 36-Restricted Card, Retain Card
Response Code 37-Contact Acquirer Security Department, Retain Card
Response Code 41-Lost Card
Response Code 43-Stolen Card
Response Code 67-Capture Card or a decline response of:
Response Code 14-Invalid Account Number (No Such Number)
Response Code 54-Expired Card
Response Code 57-Transaction Not Permitted

The time threshold is a moving window calculated backwards from the moment of the transaction. Counts Account verification, Sale, Preauth or Transfer transactions in Declined status for listed decline reasons. Correct decline reasons should be supported by a connected PSP. Limits are calculated separately for each gate descriptor.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
ignore period in months	if this parameter value greater zero, only one declined transaction allowed during the speciﬁed period, independently from its decline code	Type: IntDefault: 0

Error codes

#	Code	Name
10090	1100	Visa rules violation for preauthorized transaction(DELAY)
10135	1145	PSP rules violation for no CVV transaction (CANCEL)
10136	1146	PSP rules violation for no CVV transaction (PICKUP)

MCC 6211 restrictions

Security Brokers/Dealers

Score: No

Enabled by default: N

Parameters

Name	Description	Value
allow MasterCard for NA	allows MasterCard processing for North America	Type: StringDefault: N
allow France	allows France processing	Type: StringDefault: N
allow Jamaica	allows Jamaica processing	Type: StringDefault: N
allow Uganda	allows Uganda processing	Type: StringDefault: N

Error codes

#	Code	Name
10099	1109	MCC 6211 rules violation

MCC 7995 restrictions

Betting/Casino Gambling

Score: No

Enabled by default: N

Parameters

Name	Description	Value
allow Germany	allows Germany processing	Type: StringDefault: N
allow UK	allows United Kingdom processing	Type: StringDefault: N

Error codes

#	Code	Name
10124	1134	MCC 7995 rules violation

CDB processing restrictions

Deny all countries except USA and EU countries. Also deny the following EU countries: Austria, Belgium, Denmark, Malta, Portugal, Romania, Slovakia, Estonia, Latvia; and the following US states: Alabama, Georgia, Missouri, South Dakota, Nebraska, North Carolina.

Score: No

Enabled by default: N

Parameters

Name	Description	Value
check credit card BIN country		Type: StringDefault: N
check customer billing address country		Type: StringDefault: N
check customer IP country		Type: StringDefault: N

Error codes

#	Code	Name
10167	1177	CDB processing restrictions violation.

Customer Level filters

These filters can be set up on Customer level in Customer Management System.

Customer id usage frequency for last 24 hours (daily limit)

This check fires when the number or amount of transactions associated with exact Customer id exceeds the configured thresholds. The time threshold is a 24 hours window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 24 hours. Counts Sale and Preauth transactions in the approved status for Deposits or Reversal, Transfer, Payout transactions in the approved status for Withdrawals.

score: NO

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last 24 hours for exact Customer id	Type: DecimalDefault: 99999
for all merchant currencies in Customer Management Service	current total transactions amount or count for the last month for this customer id would be calculated- Yes: for all merchant levels in all currencies in payment direction (Deposit or Withdrawal) and converted to the currency of the current level for comparison with the amount limit- No: for current level only	Type: StringDefault: No
quantity limit	maximum total transactions count for the last 24 hours for exact Customer id	Type: IntDefault: 99999
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: No
use calendar day	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled“N” for calculation from moment when filter was enabled.	Type: StringDefault: No

Error codes

#	Code	Name
19000		Daily amount limit exceeded for customer id
19001		Daily quantity limit exceeded for customer id

Сustomer id usage frequency for last 7 days (weekly limit)

This check fires when the number or amount of transactions associated with exact Customer id exceeds the configured thresholds. The time threshold is a 7 days window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to hours. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in 168 hours. Counts Sale and Preauth transactions in the approved status for Deposits or Reversal, Transfer, Payout transactions in the approved status for Withdrawals.

score: Yes

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last week for exact Customer id	Type: DecimalDefault: 99999
calendar week starts from Sunday	– Yes: calendar week starts from Sunday- No: calendar week starts from Monday	Type: StringDefault: No
for all merchant currencies in Customer Management Service	current total transactions amount or count for the last month for this customer id would be calculatedYes: for all merchant levels in all currencies in payment direction (Deposit or Withdrawal) and converted to the currency of the current level for comparison with the amount limitNo: for current level only	Type: StringDefault: No
quantity limit	maximum total transactions count for the last 24 hours for exact Customer id	Type: IntDefault: 99999
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: No
use calendar day	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled“N” for calculation from moment when filter was enabled	Type: StringDefault: No

Error codes

#	Code	Name
19002		Weekly amount limit exceeded for customer id
19003		Weekly quantity limit exceeded for customer id

Customer id usage frequency for last month (monthly limit)

This check fires when the number or amount of transactions associated with exact Customer id exceeds the configured thresholds. The time threshold is a one month window calculated backwards from the moment of the transaction. For window calculation all transaction dates are truncated to days. The risk fires on the transaction after the set threshold. So, if you set a threshold of 10 transactions, it fires on the 11th transaction in one month. Month calculation based on calendar i.e. 28th, 29th, 30th and 31st of March would be bumped to 28th of February during window calculation. Counts Sale and Preauth transactions in the approved status for Deposits or Reversal, Transfer, Payout transactions in the approved status for Withdrawals.

score: Yes

Enabled by default: N

Parameters

Name	Description	Value
amount limit	maximum total transactions amount for the last 24 hours for exact Customer id	Type: DecimalDefault: 99999
for all merchant currencies in Customer Management Service	current total transactions amount or count for the last month for this customer id would be calculatedYes: for all merchant levels in all currencies in payment direction (Deposit or Withdrawal) and converted to the currency of the current level for comparison with the amount limitNo: for current level only	Type: StringDefault: No
quantity limit	maximum total transactions count for the last 24 hours for exact Customer id	Type: IntDefault: 99999
subtract Cancel transactions	ignore cancel transactions for two-stage payments	Type: StringDefault: No
use calendar day	“Y” For calculation using calendar days instead of calculation from moment when filter was enabled“N” for calculation from moment when filter was enabled	Type: StringDefault: No

Error codes

#	Code	Name
19004		Monthly amount limit exceeded for customer id
19005		Monthly quantity limit exceeded for customer id