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Payment Gateway in Poland

Expanding in Poland is challenging for high-risk sectors like gaming or forex due to payment hurdles: frequent declines, complex compliance, and limited provider support. BillBlend offers a specialized payment gateway to overcome these barriers with reliability and local expertise.

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Challenges faced by businesses

Poland’s e-commerce is a powerhouse, on track to hit €49.7 billion. But for ambitious businesses, this growth is often choked by payment roadblocks:

The Regulatory Tightrope: navigating the dual demands of EU frameworks (PSD2, GDPR) and Polish oversight adds costly complexity.
The "High-Risk" Glass Ceiling: sectors like gaming or crypto face outright rejection, frozen funds, and punitive fees from conventional providers.
The Payment Split: succeeding requires simultaneously serving a local clientele demanding Blik and PLN, and a European one expecting SEPA and cards.
The Fragility of Trust: in a competitive landscape, any delay or downtime doesn't just lose a sale – it erodes the customer loyalty you've worked hard to build.

Capturing this market requires a payment partner that doesn’t just process transactions, but actively unlocks your potential in Poland.

Essential Payment Methods for the Polish Market

If you want to make any purchases in Poland, your payment gateway must work with the methods Polish citizens are familiar with and use on a daily basis. Here we take a look at 10 of the most important payment methods and what they mean for your business.

Payment Method	Market Role & Key Characteristics	Why It's Crucial for Your Business
BLIK	The dominant, homegrown mobile payment system. Users authorize payments via a 6-digit code in their banking app.	Non-negotiable for market entry. It is the preferred choice for the majority of online shoppers, especially the younger demographic. Omitting BLIK means losing a massive portion of potential customers.
Fast Bank Transfers (e.g., via services like Przelewy24)	Instant, account-to-account online payments. This method is deeply embedded in Polish banking culture.	Builds trust and completes sales. Captures a significant consumer segment that prefers direct bank payments over cards. It's often used for higher-value purchases and is a baseline expectation.
Card Payments (Visa, Mastercard)	The global standard for credit and debit card payments, widely trusted by consumers.	Essential for international reach and legitimacy. While local methods lead online, cards are fundamental for international customers, recurring billing, and are considered a secure, mandatory option for any online store.

Key takeaway for your business: your payment gateway must support all three foundational methods. BLIK captures the core local market, Fast Bank Transfers secure trust for key transactions, and Card Payments ensure you are open for global business.

WE OFFER

Instant transfers

Send and receive money quickly and securely anytime

Low fees

Save on transactions with our transparent and competitive rates

Business integration

Easily connect BillBlend to your accounting and CRM systems to automate processes

24/7 Support

Our team of experts are always available to help you at any time of the day or night

Security first

We utilize advanced encryption technology to protect your data

Global capabilities

Support for multi-currency transactions and international transfers

WE OFFER

Instant transfers

Send and receive money quickly and securely anytime

Low fees

Save on transactions with our transparent and competitive rates

Business Integration

Easily connect BillBlend to your accounting and CRM systems to automate processes

24/7 Support

Our team of experts are always available to help you at any time of the day or night

Security First

We utilize advanced encryption technology to protect your data

Global capabilities

Support for multi-currency transactions and international transfers

Why choose BillBlend

BillBlend provides stable, compliant payment solutions for complex, high-risk sectors like iGaming, trading, or SaaS. We support over 100 payment methods – from global cards to local Blik and Przelewy24 – and handle 70+ currencies to avoid hidden costs. Our platform is built on PCI DSS Level 1 certification and complies with EU regulations (PSD2, GDPR) and Polish oversight (KNF). Advanced fraud prevention protects your revenue. We partner with you to build a solution that fuels growth.

Join BillBlend and discover a new level of convenience and reliability in managing your finances!

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Security, Compliance & Integration

Operating a payment gateway in Poland requires rigorous adherence to EU and local standards. BillBlend is built on this foundation:

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Our solutions

Casino payment gateway

Work with payment gateways that are considered safe in all local geographies you operate. Offer more payment options for customers.

Gambling payment gateway

Enjoy seamless transactions with BillBlend, your premier choice for a payment gateway solution for online gambling.

Betting payment gateway

In today’s digital age, payment gateways have become essential for businesses and consumers alike.

Additional information

Cross border payment gateway

The world is becoming increasingly interconnected, and borders are no longer a barrier to business. Companies seeking to open new markets and expand their trade turnover face the need for fast and secure payment processing in different countries.

Alternative payment methods

The e-commerce industry is changing rapidly. New trends come and go, new audiences emerge, and customer expectations change. Given the changing trends and user preferences, businesses must respond to the changes and offer new solutions.

What is 3D secure authentication?

As part of bank card services, issuers are obliged to guarantee the safety of customers’ funds. This affects the reputation of the credit organisation, so the security of online purchases is given great attention.

FAQ

What is high-risk?

Sectors like online gaming, forex/crypto trading, travel, and digital subscriptions.

Do you support PLN and Blik?

Yes. We fully support PLN via Blik, Przelewy24, cards, and bank transfers, plus international options.

How long does integration take?

Most clients live within days, thanks to straightforward APIs and support.

Suitable for startups?

Yes. Our scalable solutions support businesses of all sizes.