Payment gateway in Africa

Africa has the second largest population in the world, with the continent leading the world in terms of population growth. African countries are characterised by a rapidly growing birth rate and a young population. This makes the continent attractive for business development.

Let’s talk about the prospects of e-commerce in Africa, as well as the gateway system and how to choose the best service for accepting payments.

Prospects for e-commerce in the region

About 60% of the population of Africa is under 25 years old. This creates a huge labour market and consumer demand, especially in urban areas. Mobile phone coverage and broadband internet availability are expanding rapidly in the region. This, coupled with the fact that most of the young population has smartphones, is leading to an increase in the popularity of digital services and e-commerce.

Not only marketplaces, online shopping, but also business areas that are categorised as high risk are growing in popularity in Africa. These include tourism, sports betting, educational platforms, pharmacies, poker rooms and others. For these business categories it is important to have a payment gateway for high risk merchant accounts.

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What customers pay with in Africa

Payment solutions Africa are heterogeneous and depend on the country where the client resides. There are 54 countries in total on the continent, which makes the work of payment gateways complex, as many factors have to be taken into account. Let us tell you about the most popular payment services in the region.

Mobile money systems

M-Pesa (Kenya, Tanzania, Rwanda, etc.) is one of the most well-known and widespread mobile payment systems in East Africa. Orange Money (Morocco, Côte d’Ivoire, Senegal) – a mobile payment platform launched by operator Orange.

Banking card platforms

Visa and Mastercard are international card systems that are widely used in major cities and tourist areas. They are mainly used for cashless payments and cash withdrawals from ATMs. UnionPay – gaining popularity in Africa due to Chinese investment and increased trade with China.

Online platforms and e-wallets

JumiaPay (South Africa, Nigeria, Egypt, etc.) – proprietary payment system of Jumia, Africa’s largest marketplace. It is used to pay for purchases on the marketplace and in partner apps. Flutterwave is a Nigerian fintech company offering online payment solutions. Works with multiple countries in Africa and supports various currencies and payment methods.

Payment terminals and POS systems

Yoco (South Africa) is a company offering POS terminals and mobile apps for small and medium-sized businesses. Allows payments to be accepted via credit and debit cards. Paga (Nigeria) – terminals and mobile apps for accepting payments and transferring money.

Blockchain and cryptocurrencies

Blockchain and cryptocurrencies Bitcoin and Ethereum – although cryptocurrencies are not yet mainstream in Africa, interest in them is growing, especially among youth and technology enthusiasts.

Features of BillBlend in Africa

Payment gateway in Africa BillBlend offers a unique set of features and capabilities that make it an ideal choice for businesses looking to succeed in the region. The platform is tailor-made for the local market and is able to effectively deal with the major challenges faced by companies operating in the region. Here are the main advantages:

BillBlend is a trusted payment processor in Africa. The platform offers end-to-end solutions to process payments, minimise risk and optimise customer experience. With BillBlend, companies have a powerful tool for sustainable development and growth in high-risk environments.

The best payment gateway in Africa should support the ability to integrate payments into these systems. BillBlend has more than 100 payment methods available, and there is an option for cryptocurrency transfers. This allows to cover the interests of the majority of users who use the services of African or international companies.

Reviews

Casino Owner
Casino OwnerCasino Industry
BillBlend made setting up payments for our online casino easy compared to what we experienced before. Their support was so obvious, and a secure gateway made transactions seamless. The team’s attention to detail and commitment to compliance really stood out. Thank you, guys.
Bookmaker company manager
Bookmaker company managerBookmaker Business
Great service! BillBlend’s team was super helpful in integrating our payment gateway. Secure, reliable, and perfect for high-risk transactions. The ongoing support and robust fraud protection have been invaluable to our operations. A solid choice for us, for sure.
Gambling Platform founder
Gambling Platform founderGambling Betting Platforms
BillBlend’s gateway integration was so smooth that we did not actually expect that. Their support and secure solutions made managing payments for our betting site stress-free finally. Plus, their analytics tools have given us insights to optimise our customer experience.
Gaming Platform Owner
Gaming Platform OwnerOnline Gaming Industry
Thanks for handling our payment setup for online gaming flawlessly, now we have zero issues with the transactions. Your gateway is secure and easy to use. Excellent service, a highly efficient team, as I see. The real-time fraud detection and quick integration helped us launch faster with confidence.
Online Dating Platform Owner
Online Dating Platform OwnerOnline Dating Industry
BillBlend made setting up our payment gateway for the dating platform incredibly smooth, I can’t believe we did that after years of struggling. Their team guided us through the entire process. Their ongoing support has been top-notch, allowing us to focus on growing our community. Now the security features and fraud prevention tools give us peace of mind. Highly recommend BillBlend to any online dating business looking for a reliable payment solution partner!
Betting Platform Manager
Betting Platform ManagerOnline Gaming Industry
BillBlend was instrumental in setting up our payment processing for our betting platform, even with our deadlines coming so tight. Their team understood the unique challenges of the betting industry and provided a secure, compliant gateway that fits our needs so well. The integration was seamless. Thanks to that, we've been able to enhance our user experience and streamline operations.

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Anastasia, Key Account Manager

@BillBlend

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Answers to frequent questions

What do customers in Africa pay with?
Customers in Africa most commonly use mobile money systems such as M-Pesa and Orange Money, Visa and MasterCard bank cards, and online platforms and e-wallets such as JumiaPay and Flutterwave. Cryptocurrencies such as Bitcoin and Ethereum are starting to gain popularity in some regions.
The most popular payment systems in Africa are mobile money systems (e.g. M-Pesa and Orange Money), international card systems (Visa and MasterCard), online platforms (JumiaPay and Flutterwave), and payment terminals and POS systems (Yoco and Paga).
BillBlend offers support for multiple currencies, integration with mobile money systems, advanced fraud protection, streamlined transaction verification, scalability and flexibility, customised solutions for high-risk businesses, support for local regulations and ongoing technical support.
BillBlend offers a convenient and secure way to process payments, minimises fraud and chargeback risks, supports multiple currencies and payment methods including mobile money systems and cryptocurrencies, and provides customised solutions for high-risk businesses.
BillBlend supports operations in most countries in Africa, including Kenya, Nigeria, South Africa, South Africa, Egypt and more. The platform integrates seamlessly with local payment systems and offers customised solutions for each region.

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